100Lenders.com is tailored towards personal loans, however, we also work with lenders who offer other short-term loans (commonly referred to as payday loans) so that we can help consumers with varying types of creditworthiness. Upon accessing 100Lenders.com we will attempt to direct you to a personal loan offer. Unfortunately, not all consumers meet the criteria established by personal loan lenders, in which case, we may direct you to a short-term lender (including possibly a tribal lender). Historically, the vast majority of users presented with a loan offer are only presented with a short-term lending option between $100 - $1,000. Short-term loans have less favorable rates and shorter terms than personal loans. If you are connected to a tribal lender, please understand that the tribal lender's rates and fees may be higher than state-licensed short-term lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. We encourage you to research the best loan option for your situation.
THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, does not broker loans to lenders and does not make cash advances or credit decisions. This Website does not constitute an offer or solicitation to lend. The operator of this Website is not an agent, representative or broker of any lender and does not endorse or charge you for any service or product, but may receive compensation from the lender for forwarding your information to them. In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the rates and fees may be higher than state-licensed lenders and you may be required to agree to resolve any disputes in a tribal jurisdiction. Additionally, your information can be sold multiple times leading to multiple offers from lenders, aggregators, and other marketers. Lenders and aggregators who buy your information may supplement it with additional information about you that they obtain from other sources. Not all lenders can provide your requested type of loan and/or loan rate or terms, and we make no promises that you will be able to obtain a loan. Cash transfer times may vary by lenders and local laws. Lenders may perform a credit check to determine your creditworthiness. In some circumstances faxing may be required. For details, questions or concerns regarding your cash advance, please contact your lender directly. Lenders are solely responsible to you for all aspects of any loan request or loan transaction, including compliance with all applicable laws and regulations relating to your loan request form and any agreement or disclosures relating to your loan request form or loan transaction (including any adverse action notices or Truth-in-Lending Act disclosures). Residents of Arkansas, Georgia, New York, Oregon, Washington, West Virginia & Vermont are not eligible to submit a request for a cash advance on this Website. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. Short-term loans are an expensive form of credit and not a long-term financial solution. Please use short-term loans responsibly.
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